Buy Now, Pay Later - Stress-Free Convenience Awaits
From effortlessly tracking transactions to empowering seamless repayments, our platform simplifies every step, ensuring convenience and control for both businesses and customers.
Flexible product architecture to fit into existing tech stack
MOBILE APP INTEGRATION
B.N.P.L effortlessly integrates with your app, enhancing its functionality and providing users with an unparalleled experience.
LOAN SALES AGENT
Our product is tailor-made to support loan sales agents in maximizing their efficiency and effectiveness.
CORE-BANKING APPLICATION
B.N.P.L seamlessly integrates via API, providing your core-banking application with enhanced functionality and efficiency.
CREDIT BUREAU
B.N.P.L revolutionizes credit bureau processes, offering seamless integration and advanced features to enhance efficiency and accuracy.
ALTERNATIVE DATA
B.N.P.L seamlessly incorporates alternative data sources, providing valuable insights and enhancing decision-making processes
LOAN DISBURSAL
B.N.P.L streamlines every aspect of loan disbursal, from application to approval, ensuring a seamless and efficient experience for both lenders and borrowers.
LOAN BOOKING
B.N.P.L simplifies and automates every step of the loan booking journey, from application to finalization, ensuring a seamless and efficient experience for both lenders and borrowers.
REPAYMENTS & COLLECTIONS
B.N.P.L offers advanced features and automation to streamline repayments and collections, ensuring timely payments and improved cash flow management
Our ML driven decision engine has been deployed by many
Naira Credit Cards
Buy Now; Pay Later
Digital Advertising
Products Analytics
Digital Credit
Merchants Cash Advance
SME Working Capital
Customer Success
What makes our product stand out amongst others
Trusted by businesses driving inclusive credit
Start transforming your loan origination process with Decide
Our products are designed with an informed understanding of everything your business needs to mitigate risks, grow, scale, and win the hearts of your customers.
Got Questions?
Reach out to us
Here are answers to some frequently asked questions. For more answers regarding our products or services, feel free to book a call with our experts.
No, we do not give out loans. This is our most common question. What we do is provide the platform for credit providers to give out loans efficiently.
We are always looking our for exceptional talent like you. Please visit our careers page to see openings and apply for the role that you think is best suited for you.
Our products serve a wide-range of businesses that offer credit. From banks to digital lenders, MFBs, and startups. We serve the needs of all businesses and their sizes.
Of course! We are currently driving the growth of the credit ecosystem, and are always interested in other ways we can further contribute to this growth. Please send an email to growth@indicina.co, and we’d pick it up from there.
