Meet the Spool Feature — Decide’s Native Customer Data Retriever

Indicina team

Enabling merchants embrace alternative data for credit decisioning as opposed to the traditional data they are used to, has proven highly effective in reducing defaults and hastening the decisioning process. In using Decide to keep up this momentum, we have discovered that there are still several redundant tasks slowing down the progress of merchants. For […]

Introducing the Decide 🤝 MBS Integration


As a credit infrastructure provider, it is our job to pay attention to market best practices, the market preference, and the most effective way for credit providers to achieve their top goal — approve applications without defaults. With this in mind, we are excited to share that we have integrated mybankStatement (MBS) into the Decide […]

Introducing the Decide Subscription Model: Experience More Value, Transparency, & Flexibility


At Indicina, we believe that building trust goes beyond providing great products and services. It’s about truly understanding our customers’ needs, listening to their feedback, and growing together. That’s why, after careful consideration and reflection, we are thrilled to unveil a significant update to our pricing model — a transition from pay-as-you-use to a subscription […]

Meet Decide v3: New Data Variables, Improved Decisioning and Better Performance 🚀


Focused on driving credit inclusion and ensuring that the underserved get credit access through our APIs designed for lenders, we are excited to share that Decide v3 is live. Decide v3 comes with updates that will further mitigate your credit risk, help you better identify the right people for disbursements, improve your collections, and expand credit inclusion […]

Getting Started As A BNPL Service Provider — 5 Key Things You Need to Know


The future of credit is here. It’s Buy Now Pay Later, and it is here to stay. Even better, consumers are here for it. Before we dig deeper though, in this article, we touch on the following concerning Buy Now, Pay Later: Moving ahead… According to the Q4 2021 BNPL Survey, BNPL payment in Nigeria […]