Transformative financial analytics tools driving credit inclusion in Africa

Explore essential credit tools for building smart and risk-free credit products & processes, fast!

Trusted by businesses driving inclusive credit

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Accion Microfinance Bank logo - partner
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Explore products equipping you to thrive in a unique credit market

Our products are meticulously crafted to anticipate every facet of your business’s journey, empowering you to navigate risks, sieze growth opportunities, scale with confidence , and captivate your customers’ loyalty

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Complete white-label loan origination solution

Digitise your entire lending process and manage every point of an applicant’s loan lifecycle – from application to decisioning, disbursement, and collection.

Advanced credit decisioning engine

Analyse the financial capacity of anyone with ready-to-use credit decisioning models accessible via an intuitive dashboard or API connection.

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Your Flexible Path to Seamless Shopping

 From effortlessly tracking transactions to empowering seamless repayments, our platform simplifies every step, ensuring convenience and control for both businesses and customers.

Powering innovation for every credit provider

We are making credit processes smart, less risky, and fast by thoughtfully accounting for every little need. Discover how we do this.



We prioritise the safety of your company and customer’s data, and have acquired certifications from relevant bodies to back it up.



Experience products that effortlessly integrate with your current process and tools, hence providing more value and flexibility for your business.



Enjoy round the clock support from our team of Customer Success, Data, and Engineering experts committed to your growth.



Experience products that effortlessly integrate with your current process and tools, hence providing more value and flexibility for your business.

Our words aren't enough; hear from our customers

Explore resources to keep you ahead in the credit space

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Indicina Resources

Explore blog posts, ebooks, webinars, etc. that educate and inspire you to keep growing in the credit space.

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Explore our detailed documentation designed to be your go-to guide for integrating our products.

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Indicina Community

Join our community for direct access to our team of technical and non-technical experts.

Want to join us in building the infrastructure powering credit in Africa?

Our products are designed with an informed understanding of everything your business needs to mitigate risks, grow, scale, and win the hearts of your customers.

Got Questions?
Reach out to us

Here are answers to some frequently asked questions. For more answers regarding our products or services, feel free to book a call with our experts.

Do you give out loans?

No, we do not give out loans. This is our most common question. What we do is provide the platform for credit providers to give out loans efficiently.

How do I join the Indicina team?

We are always looking our for exceptional talent like you. Please visit our careers page to see openings and apply for the role that you think is best suited for you.

What businesses can use Indicina’s products?

Our products serve a wide-range of businesses that offer credit. From banks to digital lenders, MFBs, and startups. We serve the needs of all businesses and their sizes.

Is Indicina open to partnership opportunities?

Of course! We are currently driving the growth of the credit ecosystem, and are always interested in other ways we can further contribute to this growth. Please send an email to, and we’d pick it up from there.