Approve more loans without worrying about risks.

Convert bank transactions into actionable insights for safer and accurate credit decisions

Trusted by leading credit providers in Africa

One analysis, the full story. All in less than 2 minutes

Take the guess work out of decisioning with a full picture of what your customers are spending on. Decide leverages Open Banking data and custom uploads for a quicker analysis of your customer's spend

Reduce human errors, save time, and grow your revenue

Decide’s in-depth analysis captures details that human eyes can miss helping you make safe decisions in little time

Stay steps ahead with over 64 data variables that keep you risk-free

Having the best Data Team means we’ve built in algorithms that can quickly detect loan habits, gambling, fraud, etc. of borrowers, hence keeping you risk-free

APIs designed for
your distinct credit needs

For financial
institutions

Access our developer-friendly APIs to start integrating Decide into your existing flow

Buy now, pay later service providers

Approve customers for POS checkout loans. Access our developer-friendly APIs to get started

Improve your collections, revenue, and customer experience

All in less than two minutes