Approve more loans without worrying about risks.

Inform your credit decisioning with an accurate analysis of a borrower’s cash flow

See Decide In Action

Trusted by leading credit providers in Africa

One analysis, the full story. All in less than 2 minutes

Take the guess work out of decisioning with a full picture of what your customers are spending on. Decide leverages Open Banking data and custom uploads for a quicker analysis of your customer's spend

Reduce human errors, save time, and grow your revenue

Decide’s in-depth analysis captures details that human eyes can miss helping you make safe decisions in little time

Stay steps ahead with over 64 data variables that keep you risk-free

Having the best Data Team means we’ve built in algorithms that can quickly detect loan habits, gambling, fraud, etc. of borrowers, hence keeping you risk-free

APIs designed for
your distinct credit needs

For financial
institutions

Access our developer-friendly APIs to start integrating Decide into your existing flow

Buy now, pay later service providers

Approve customers for POS checkout loans. Access our developer-friendly APIs to get started

Improve your collections, revenue, and customer experience

All in less than two minutes